If you’re wondering where to buy a house in Rome, you’re in the right place. The Eternal City offers a rare mix of ancient history, vibrant culture, and modern living—making it one of the most desirable places to live or invest in Europe. Whether you're relocating, retiring, or investing, this guide will walk you through the best areas to buy a home in Rome—and how to secure an Italian mortgage as a foreigner.
Why Buy a House in Rome?
Rome isn’t just a destination—it’s a lifestyle. With its walkable neighborhoods, world-famous art, delicious food, and convenient access to international airports and train lines, the Italian capital remains a favorite for both full-time residents and second-home buyers.
Top reasons to buy in Rome:
- Strong rental market (both short- and long-term)
- Historic charm mixed with urban convenience
- Access to top international schools and embassies
- Safe investment in Italy’s capital city
Where to Buy a House in Rome: Top Neighborhoods
Here’s a breakdown of the best areas in Rome based on lifestyle, price, and investment potential:
1. Trastevere
Charming, bohemian, and always in demand.
- Best for: Character-filled homes, vibrant nightlife, tourists & rentals
- Property type: Small apartments, historic buildings
- Price: Medium to high
- Mortgage tip: Good for vacation rental ROI
2. Prati
Elegant and residential, near the Vatican.
- Best for: Families, professionals, expats
- Property type: Spacious apartments in Liberty-style buildings
- Price: Medium to high
- Mortgage tip: Excellent long-term investment potential
3. Monti
Rome’s oldest neighborhood, now a trendy hub.
- Best for: Young professionals, creatives
- Property type: Renovated flats, lofts
- Price: Medium
- Mortgage tip: Competitive area with fast-moving listings
4. Testaccio
Underrated gem with strong local flavor.
- Best for: Authentic Roman lifestyle
- Property type: 20th-century apartments, some newer builds
- Price: Medium
- Mortgage tip: Great for first-time buyers and value seekers
5. EUR
Modern, green, and ideal for families.
- Best for: Space, schools, quiet suburban life within the city
- Property type: Larger homes and apartments
- Price: Medium
- Mortgage tip: Easier to find newer, mortgage-ready properties
6. Centro Storico (Historic Center)
Living among ancient ruins and Renaissance art.
- Best for: Prestige, luxury, city lovers
- Property type: High-end apartments, palazzos
- Price: High
- Mortgage tip: Requires strong income documentation—ideal for cash or high LTV buyers
Can Foreigners Buy Property in Rome?
Yes! There are no restrictions for non-Italian citizens buying property in Rome. Whether you’re from the US, UK, Canada, or elsewhere, you can legally buy a home in Italy.
All you need is:
- A Codice Fiscale (Italian tax code)
- A notary for the final deed
- Optional: a mortgage, which you can obtain even as a non-resident
Financing Your Home in Rome: Mortgages for Foreign Buyers
Italian banks lend to non-resident buyers, usually up to 60–70% of the property value. Expect to provide proof of income, tax returns and bank statements, and to pay the deposit and purchase costs from your own funds. Estimate your budget.
Additional Costs to Expect
Buying a home in Rome involves some additional fees, typically totaling 7–10% of the purchase price, including:
- Notary fees
- Purchase taxes (varies by residency status)
- Real estate agency commissions
- Legal and translation services
