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Practical guides for foreign buyers: where to buy in Italy, how Italian mortgages work for non-residents, and what it really costs.

Mortgage in Italy for Foreign Buyers: How Much Deposit Do You Need in 2026?

Foreign buyers usually need a 30–40% deposit for an Italian mortgage, plus around 10% for taxes and fees. What banks expect in 2026 and how to plan it.

6 February 2026

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